Independent Licensed Insurance Broker · Austin, Texas
The right insurance plan - chosen with you, not sold to you
I'm Roman Shopin. I compare Medicare, health and life insurance plans from multiple carriers to find the one that actually fits your doctors, your medications and your budget. There is no fee to you for my insurance consultation and enrollment assistance.
- TX License #3473507
- Multiple carriers compared
- Broker services are free for you
Independent broker
I’m not tied to just one insurance company. I compare options from multiple carriers to help you find coverage that fits your needs and budget.
My help costs you nothing
Insurance companies may compensate me when you enroll through me. But there is no additional broker fee charged to you.
Support after enrollment
Address change, new baby, renewal or questions about a claim — contact me and I’ll help you understand the next steps and work with the carrier when appropriate.
English · Русский
Every plan explained in plain language — whichever one is yours.
What I do
One broker for every stage of life
From your first Marketplace plan to Medicare and protecting your family's future - everything under one roof, explained in plain language.
Medicare
Turning 65? I'll help you enroll on time, avoid penalties, and choose between Medicare Advantage, Medigap and Part D - based on your doctors and prescriptions.
Learn more Self-employed & familiesHealth Insurance (ACA)
Marketplace / Obamacare plans for the self-employed, 1099 contractors and families. Subsidy check included — many clients pay far less than they expect.
Learn more FamiliesTerm Life Insurance
Protect your family's income for 10–30 years. Coverage of $500K–$1.5M often costs less than a few cups of coffee a month.
Learn more Business ownersIndexed Universal Life (IUL)
Permanent life insurance with cash value growth potential linked to a market index. For some clients, it can also complement a long-term retirement strategy.
Learn more EveryoneDental Insurance
In the U.S. dental care is a separate policy. Affordable plans for cleanings, fillings, crowns and orthodontics.
Learn more EveryoneVision Insurance
Affordable coverage that can help with the cost of routine eye exams, glasses and contact lenses.
Learn moreHow it works
From “I have no idea” to enrolled - in four steps
- 01
We talk — 15 minutes
You tell me about your situation: work, family, doctors, medications, budget. By phone, WhatsApp, Telegram or Zoom - English or Russian.
- 02
I compare the market
I compare plans from multiple carriers, check whether your doctors are in-network and review prescription coverage and available subsidies.
- 03
You choose, I enroll you
You get 2–3 clear options with real numbers: premium, deductible, out-of-pocket maximum. You choose - I guide you through the application and enrollment process. Enrollment takes 30–60 minutes.
- 04
I stay on your side
Address change, new baby, renewal or questions about a claim — contact me and I’ll help you understand the next steps and work with the carrier when appropriate.
Agent vs. broker
Why an independent broker beats going it alone
A captive agent represents one insurance company and can only sell you its plans. An independent broker can compare plans from multiple insurance companies, so you’re not limited to the products of a single carrier. I show you the options side by side and help you understand the differences so you can choose what fits you best.
Local detail matters too: provider networks in Dallas, Houston and Austin are built very differently. People who buy online often choose a carrier that's barely represented in their city — and only find out at the doctor's office. I check networks before you enroll, not after.
Carriers I work with
As an independent broker I have access to products from these insurance companies - and compare their plans side by side for you.
- John Hancock
- Lafayette Life
- Lincoln Financial
- National Life Group
FAQ
Frequently asked questions
How much do your services cost?
There is no fee to you for my insurance consultation and enrollment assistance. If you enroll through me, I may receive compensation from the insurance company.
Will you push me toward one insurance company?
No. I’m an independent broker with access to plans from multiple insurance companies. I show you options side by side, explain the differences, and you decide.
Will my doctor accept the plan? Will my medications be covered?
That’s something I check before you enroll. You give me your doctors, clinics and prescription list, and I review the provider networks and formularies for the plans we’re considering.
I don't want to leave my number and get 40 spam calls.
Your contact information goes directly to me, not to a lead-generation service. I don’t sell your information to third-party marketers.
What happens after I buy the policy?
I stay your broker: plan changes, address updates, adding a newborn, annual renewal reviews, help understanding bills. You can text or email me directly, and I’ll help you understand the issue and work with the carrier when appropriate.
Do you only work in Austin?
I'm licensed for the whole state of Texas and work with clients in Austin, Dallas, Houston, San Antonio and everywhere in between — most consultations happen by phone or video anyway.
Free 40-second check
Which coverage actually fits your situation?
Five quick questions. No email required to see the answer, and nothing is sold to you at the end — you get a straight recommendation and, if you want it, a call with me.
Not sure where to start? Start with a conversation.
15 minutes, zero obligation, zero cost. You’ll get a clearer understanding of your options and whether there’s a better fit for your needs and budget.
Free consultation
Get a free plan comparison
Leave your contact and I'll get back to you the same day. No spam, no call centers — your number stays with me only.