Marriage, divorce or separation
Life changed? Your coverage can change too
Getting married can open a 60-day Special Enrollment Period. A divorce or legal separation that ends your coverage can too. Your household and income change with it — and so does your tax credit. Roman checks whether you qualify and compares individual and family options.
What to know first
Three things that change which plan is right for you.
Married: one plan or two?
Sometimes two plans cost less than one family plan. Roman checks both.
Divorced: coverage ends
If you were on your spouse’s plan, losing it opens your own window.
New household, new credit
Your tax credit is recalculated with your new household income.
Two ways to get it done
Pick the one that suits you. You can start on your own and ask Roman anytime.
On your own
- Enter ZIP, household and income
- See every plan in your county with estimated prices
- Enroll online when you’re ready — Roman stays your agent
With Roman
- He checks your tax credit and income estimate
- Checks your doctors, hospital and prescriptions
- Brings back 2–3 plans with the full-year cost and enrolls you
How it works with Roman
You send the basics
Name, phone and ZIP. Add doctors or prescriptions if you like.
Roman compares
Tax credit, networks, drug lists and the full-year cost across carriers.
You choose and enroll
A 20–40 minute call or text exchange. He handles the application.
Carriers Roman compares
Tap a carrier to see its plans or ask Roman how it compares.
Get free help from Roman
Three fields. Roman replies the same business day — by text unless you pick another way. Your number stays with him.
Roman Shopin
Independent licensed agent · English and Russian
Who you’ll be working with
Licensed in Texas
General Lines Agent (Life, Accident, Health & HMO). License #3473507, NPN 22166747.
Same price as HealthCare.gov
Plan prices are set by the carriers. Using an agent never adds a fee — the carrier pays Roman.
A real office in Austin
2009 North RR 620, Bldg 1, Suite 122, Austin, TX 78734. Affiliated with Futurity First Insurance Group.
Your data stays with Roman
No call centers and no lead reselling. Your number is used only to help you with coverage.
Help after you enroll
Income changes, a new baby, a claim question — you text the same person all year.
Questions people ask
Does every marriage qualify?
Usually at least one spouse needs to have had qualifying coverage for one day in the 60 days before the marriage.
Does divorce itself qualify?
Divorce qualifies when it makes you lose health coverage.
How long do I have?
60 days from the marriage or from the loss of coverage.
Not quite your situation?
Each page covers one situation and its deadlines.
- Shopping for a 2027 plan
- Want to know my price after the tax credit
- Already have a plan and got a renewal notice
- Choosing between Bronze, Silver and Gold
- Covering my whole family
- Lost job-based coverage
- Deciding between COBRA and a Marketplace plan
- Just moved to Texas
- Had a baby or adopted
- Got married or divorced
- Self-employed or 1099
- Retired early, under 65
- Turning 26 or need my own plan
- Planning a baby or pregnant
Attention: This website is operated by GetCover Pro (Roman Shopin, licensed agent) and is not the Health Insurance Marketplace® website. In offering this website, GetCover Pro is required to comply with all applicable federal laws, including the standards established under 45 CFR 155.220(c) and (d) and standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Qualified Health Plans (QHPs) being offered in your state through the Health Insurance Marketplace website. To see all available data on Qualified Health Plan options in your state, go to the Health Insurance Marketplace website at HealthCare.gov.